Category: General Information

Trapped in the Mortgage Pit? Here’s Your Escape Route

Trapped in the Mortgage Pit? Here’s Your Escape Route You clung to your Laguna Beach home like glue. No way were you leaving the place you so dearly cherished. But the stack of delinquent mortgage payments got too heavy. Pushed you straight through a trap door. Now you’re in the pit. The mortgage pit. Debt [...]

Are Your Online Photos Giving Too Much Away?

Move over viruses. There’s a new e-threat in town. Known as a geotag, this bit of information is routinely embedded in photos and videos taken with GPS-equipped smartphones and digital cameras. Why the concern? Because a geotag reveals the exact longitude and latitude of the photo location. This means that if you take a picture [...]

Thursday December 30th, 2010 in General Information, laguna beach | No Comments »

A Simple Survival Guide for the New Economy

As somebody deeply involved with Orange County homes, I’ve had to re-orient myself to the numerous changes sweeping through the economy. Old rules have been flung out the window, never to return again.  What was once very familiar territory has transformed into another reality that comes fully stocked with a brand new set of rules. [...]

One-Third of Homes for Sale in Foreclosure-What Does that mean for Laguna Beach Homes?

If you are like many home buyers looking at homes for sale in Laguna Beach, you may be interested in some of the REO or short sale properties for sale. In recent national reports, about 1/3 of home sales had prices motivated by Lender-sellers. How will this affect the rest of home sale in 2010? Are we at the bottom of the Laguna Beach Homes market or is there room for more decreases in price?

How Do Laguna Beach Homes Compare with CAR California Real Estate for May?

Find out how Laguna Beach Homes for Sale stats compare to the Real Estate California state numbers as reported by C.A.R. (The California Association of Realtors)

Monday July 19th, 2010 in General Information | No Comments »

Credit Scores – Tips and Tricks for 2010

With interest rates remaining at historically low levels, and home prices down, may would-be buyers want to get their credit scores in shape to take advantage of homebuying opportunities. Find out what makes up your credit score and what you can do to improve it. Higher credit scores can equal thousands in savings so be sure you have the facts!

HR 5623 Tax Credit Extension – Provisions for Prisoners and Travelers included

What other items are included in the Tax Credit Extension included in HR5623 that pertains to Travel and Prisoners?

Monday July 5th, 2010 in General Information | No Comments »

Are Lenders at War with the Government?

After a harrowing loan approval process for a Laguna Beach Home purchase, a lender shed’s some light on the war between the government and the lending industry. Read the “Lender’s Perspective”….you don’t hear this from main stream media!

Discover How to Use a Recast Loan to Solve Your Down Payment Dilemma

Are you anxious to close escrow on one of those great Laguna Beach Homes for Sale that just hit the market, but you haven’t closed escrow on the home you are selling? Well, a recast loan scenario may be just the right solution for you. Read about the benefits of this option.

Fallen Heroes Called Orange County Home-A Tribute to Those We Miss

A Memorial Tribute to the fallen heroes that once called Orange County Home. While you enjoy the weather and freedom of a three day weekend, the team at The Coastal Property Experts in Laguna Beach invites you to raise your lemonade glasses for a toast to those that are missing from our fold of friends and family.

Monday May 31st, 2010 in General Information, laguna beach | No Comments »