Posts tagged: first time home buyer

Trapped in the Mortgage Pit? Here’s Your Escape Route

Trapped in the Mortgage Pit? Here’s Your Escape Route You clung to your Laguna Beach home like glue. No way were you leaving the place you so dearly cherished. But the stack of delinquent mortgage payments got too heavy. Pushed you straight through a trap door. Now you’re in the pit. The mortgage pit. Debt [...]

Borrower Beware: There’s a New Scam in Town

Borrower Beware: There’s a New Scam in Town You made that mortgage payment again! Took that hard-earned greenery from your bank account and whisked it to your friendly lending institution. Another mortgage payment for your beautiful Laguna Beach home is successfully in the books! Congratulations! You’ve purchased one more month of home ownership. Then about [...]

Credit Scores – Tips and Tricks for 2010

With interest rates remaining at historically low levels, and home prices down, may would-be buyers want to get their credit scores in shape to take advantage of homebuying opportunities. Find out what makes up your credit score and what you can do to improve it. Higher credit scores can equal thousands in savings so be sure you have the facts!

Pirate Booty in Dana Point – Is there Hidden Treasure in Laguna Niguel Short Sales?

Don’t miss these hidden treasures! Laguna Niguel Homes for Sale. If you think that you should buy a short sale to get the best deal you are only partly right. You always need a great short sale negotiator – Heck, when purchasing a home, you always need a great negotiator…period! Find out why Hillary Caston, Laguna Beach real estate agent has clients coming back to her over and over again to help negotiate their home purchases. Go with the best….or you may find yourself being fed to the sharks!

New Government Program Promises to Speed up Real Estate Short Sales-Help for Orange County Real Estate?

New Government Program Promises to Speed up Real Estate Short Sales
But the question begs to be asked….will a “speedy” short sale give Home Buyers the best deal? And, is buying a short sale the best way to purchase a home in our Orange County and Laguna Beach Real Estate Markets?

Fannie Mae HomePath Homes Could Offer Orange County Homebuyers a Foot Into the Real Estate Market

Fannie Mae HomePath homes offer potential homeowners and investors of real estate incentive to purchase homes for sale designated by Fannie Mae. Financing and Renovation financing may be available for homebuyers interested in purchasing these properties.

Will Mortgage Rates Rise when the Feds Scale Back their Assistance Efforts?

If you are looking at Laguna Beach Homes or the Orange County Real Estate Market, many are asking, “Will mortgage interest rates rise once the Federal Reserve ends their debt purchase program on April Fool’s Day?” Discover if the combination of low interest rates, low home prices, government and lender institute incentives combine to make now the best time for a first time homebuyer or existing homeowner to purchase a new home. Is now the best time to buy a home?

Good News for First Time Homebuyers – Orange County is now more affordable!

According to the California Association of Realtors, the First-time Buyers Housing Affordability Index for California stood at 67 percent in the second quarter of 2009 compared with 49 percent (revised) in the second quarter of 2008. For California condos, that number is 70 percent. For the County of Orange, it is 53 percent. So what [...]