Posts tagged: qualify for a loan

Trapped in the Mortgage Pit? Here’s Your Escape Route

Trapped in the Mortgage Pit? Here’s Your Escape Route You clung to your Laguna Beach home like glue. No way were you leaving the place you so dearly cherished. But the stack of delinquent mortgage payments got too heavy. Pushed you straight through a trap door. Now you’re in the pit. The mortgage pit. Debt [...]

Credit Scores – Tips and Tricks for 2010

With interest rates remaining at historically low levels, and home prices down, may would-be buyers want to get their credit scores in shape to take advantage of homebuying opportunities. Find out what makes up your credit score and what you can do to improve it. Higher credit scores can equal thousands in savings so be sure you have the facts!

Fannie Mae HomePath Homes Could Offer Orange County Homebuyers a Foot Into the Real Estate Market

Fannie Mae HomePath homes offer potential homeowners and investors of real estate incentive to purchase homes for sale designated by Fannie Mae. Financing and Renovation financing may be available for homebuyers interested in purchasing these properties.

Good News for First Time Homebuyers – Orange County is now more affordable!

According to the California Association of Realtors, the First-time Buyers Housing Affordability Index for California stood at 67 percent in the second quarter of 2009 compared with 49 percent (revised) in the second quarter of 2008. For California condos, that number is 70 percent. For the County of Orange, it is 53 percent. So what [...]

Should You Buy a House Now or Wait?

Hey there! It’s the end of another great week here in beautiful Laguna Beach!  It seems that I continue to get the same question from my clients and friends, and that is: Should I Buy a House Now or Wait?  While I don’t claim to hold a crystal ball, and cannot see the future of [...]