Comments on: Will Mortgage Rates Rise when the Feds Scale Back their Assistance Efforts?

By: admin

admin — Fri, 09 Apr 2010 19:37:54 +0000

Thanks for the information – we’ll try to fix it

By: chase online banking

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By: Wachovia online banking

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By: Mamma Papa

Mamma Papa — Fri, 26 Mar 2010 04:58:32 +0000

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By: Lawn Care

Lawn Care — Mon, 22 Mar 2010 02:19:13 +0000

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By: admin

admin — Thu, 18 Mar 2010 17:34:24 +0000

That’s a great question – and from what we are hearing from our clients…you are not alone! Many good, responsible borrowers are being lumped by the media into a general category as “irresponsible” but that is most often not the case. Many, like you, have lost income, have depleted their savings trying to stay ahead, only to find that their personal “safety nets” just were not large enough to handle the duration of this economic crunch. It’s a frustrating state of affairs. The lenders know this – they are just limited by what they are able and willing to do.

My suggestion to you is to be a “squeeky wheel” with your lender….call and call again. I have found that the lender’s ability to modify loans changes as the level of government assistanct and requirements change.

Next, evaluate your financial picture as it is right now…what will work for you in regards to a payment structure and go for that goal with your lender.

Finally, really consider if selling may be the best option for you. Unfortunately, some lenders are more able to approve a short sale than they are able to approve a loan modification. I know, it doesn’t make sense…but sometimes that is the case.

On the bright side, if you do sell your home, is there another home in your area that may now be better priced than in the past and offer you a financial opportunity to get yourself back on track?

There are always options…you just have to ask the right questions and be open to all the possibilities in current times. I would be happy to discuss this with your further, and if you are in Orange County, California, we can talk about housing strategies for you. Hillary Caston 949-922-8490

Good luck!

By: virginia health insurance

virginia health insurance — Sat, 13 Mar 2010 02:20:18 +0000

How come responsible buyers like myself and husband who have an FHA backed loan can’t get help? We didn’t over buy, we lost an income due to the economy. We have a small townhouse and cannot get help with your FHA loan! From what I’m seeing and reading FHA borrowers are not getting help.

By: admin

admin — Thu, 11 Mar 2010 21:00:47 +0000

We love the real estate industry and “out of the box” marketing. This blog is a great way to share our ideas and creativity.
Thanks

By: Latricia Mcpherson

Latricia Mcpherson — Sat, 06 Mar 2010 07:43:58 +0000

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